Insurance & Protection

A requirement under Croatian law, thirty party insurance is included in all car rental deals for Zadar. Most suppliers also include basic CDW (Collision Damage Waiver) and TP (Theft Protection); these come with an excess amount for which you are liable in case of any damage or theft.

Tyres, windscreens and the undercarriage are frequently excluded from basic CDW. To remove liability entirely, purchase an additional insurance package at the time of booking.

Usually, no. Most standard car rental insurance in Zadar excludes coverage for damage to tyres, windscreens, wheels, glass, or the undercarriage. Basic CDW/LDW policies do not cover these, and the renters will be liable for the full repair cost in case of damage. Zadar’s coastal and rural roads and gravel approaches to some national park areas increase the risk of tyre and undercarriage damage. Hence, consider a full protection upgrade which specially covers damage to these items to protect yourself financially.

With a standard CDW policy, you remain liable for the first €500–€2,000 of any damage or theft, which is the excess. The exact amount depends on the vehicle category and supplier. To reduce this to zero, purchase a Super CDW or Full Protection package at the time of booking.